Remark:

1. Prime Lending Rate is determined by Bank based on various factors, including the reference interest rate set by the authorize authority, cost of funds, overhead costs, profit margins, and developments in economic conditions.
2. Prime Lending Rate has not included the estimation of risk premium variable which amount is based on debtor or group of debtor risk assessment performed by the bank.
3. The prevailing Prime Lending Rate information can be seen at any time in the publication at the Bank's branch office and/or website.