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Page HSBC Fusion - Invesment Link Loan
Features
Investment Link (ILK) Business is an overdraft facility which used government bonds as collateral*. With Investment Link Business, investments are safe, and business continues smoothly. #RaiseGrowBigger
Enjoy the following benefits from Investment Link:
- Provide liquidity for customers to continue business operations and investments at once.
- Standby funds, interest rate payments according to facility utilization
- Use Government Bonds with IDR and USD as collateral
- Maximum loan amount up to 70% of the value of the Government Bonds with IDR currency, and 60% for USD currency.
- Competitive Interest Rate
- Low Application Fee
- Flexible payment/can be paid anytime
- Loan limit of up to IDR 20 Billion
*List of collateral updated regularly by HSBC
Illustration of Limit Calculation and Interest Rate
Customers will get floating daily interest rate according to withdrawals made.
Fees calculated on a 365 day convention.
| Value of Government Bonds (IDR) | Rp 1,000,000,000 |
| Loan Amount | Rp 700,000,000 |
| Amount Used | Rp 600,000,000 |
| Interest Rate | 8.8% |
Loan Amount
Rp 1,000,000,000 * 70% = Rp 700,000,000
Interest Rate Amount
= Rp 600,000,000 x (8.8%/365 hari)
= Rp 144,658
Customers will have a fee of Rp 144,658 per day with the same withdrawal amount.
Tariffs and Fees
| Product Feature | Investment Link |
|---|---|
| Application Fee | Rp500.000 |
| Change Limit Fee | Rp100.000 |
| Annual Fee | No charges |
| Cancellation Fee | No charges |
| Facility Tenor | 1 Year |
Requirements and Documents
| Investment Link | Submission | Change Limit | Cancellation |
|---|---|---|---|
| Applicant's National ID (KTP) and Husband / Wife Photocopy | ✓ | ✓ | ✓ |
| NPWP Photocopy | ✓ | ✓ | - |
| Marriage Certificate Photocopy | ✓ | ✓ | - |
| Prenuptial Agreement Photocopy (If applicable) | ✓ | ✓ | - |
| Lending Application Form | ✓ | ✓ | ✓ |
| Giro Account Form | ✓ | - | - |
| Bank Statements Photocopy (Most recent 1 month) | ✓ | ✓ | - |
| Business License Photocopy | ✓ | ✓ | - |
| Company Articles of Association Photocopy | ✓ | ✓ | - |
Click here for Investment Link Loan product and services information.
Apply now
Does your business:
- Operate in Indonesia?
- Have annual sales up to Rp 50 Billion
If yes, you are eligible to join us
Begin your HSBC Fusion experience
Please contact our HSBC Fusion Contact Center:
1-500-501
Operational hours 08:00 - 17:00.
Every Monday to Friday (except weekends/public holidays).