Premier Legacy Assurance
Financial protection for family welfare in the future
Premier Legacy Assurance by Allianz
Surely you have various financial plans for family welfare in the future. But is there any guarantee that you will avoid the consequences of risk such as:
Prepare the traditional life insurance product solution with Premier Legacy Assurance for serenity by having maximum legacy.
Product Highlight
Death Benefit in the form of Sum Assured for Basic Insurance(1) if Insured dies.
Booster Benefit Sum Assured(2) is in the form of additional 20% of the Sum Assured for Basic Insurance(1) which Allianz will provide every 5 Policy Years after the Policy Effective Date, so that the Booster Benefit Sum Assured(2) that Allianz will provide has a maximum limit of 200% of the Sum Assured for Basic Insurance(1).
If the Insured is still alive on the End of Coverage Date(3), the Policy end and Allianz will pay the Maturity Benefit to the Policyholder in the amount stated in the Policy Data.
Choices of payment period of Single Basic Premium & Regular Basic Premium for the first 3 years Policy as needed.
Insurance Period up to Age of the Insured is 100 years old.
Maximum legacy with minimum Sum Assured for Basic Insurance IDR 3.000.000.000(4).
1
Sum Assured for Basic Insurance as stated in Policy or Endorsement Data, if any.
2
Booster Benefit Sum Assured is an addition of 20% of the Sum Assured for Basic Insurance (as stated in the Policy Data), which Allianz will provide every 5 Policy Years after the Policy Effective Date. Information about the Booster Benefit Sum Assured and Death Benefit value that Allianz will provide is stated in the Policy Data.
3
End of Coverage Date as stated in the Policy Data.
4
According to effective product terms.
All Insurance Benefits will be paid by Allianz after deducted by other obligations (if any).
Insurance Benefit
- Death Benefit
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If Insured dies at the Policy Year- Sum Assured for Basic Insurance(1) Booster Benefit Sum Assured(2) is in the form of additional 20% of the Sum Assured for Basic Insurance(1) which Allianz will provide every 5 Policy Years after the Policy Effective Date, so that the Booster Benefit Sum Assured(2) that Allianz will provide has a maximum limit of 200% of the Sum Assured for Basic Insurance(1) Total Death Benefit (Sum Assured for Basic Insurance(1) + Booster Benefit Sum Assured(2)) 1-5 100% 0% 100% 6-10 20% 120% 11-15 40% 140% 16-20 60% 160% 21-25 80% 180% 26-30 100% 200% 31-35 120% 220% 36-40 140% 240% 41-45 160% 260% 46-50 180% 280% ≥ 51 200% 300% Notes:
1Sum Assured for Basic Insurance as stated in Policy or Endorsement Data, if any.2Booster Benefit Sum Assured is an addition of 20% of the Sum Assured for Basic Insurance (as stated in the Policy Data), which Allianz will provide every 5 Policy Years after the Policy Effective Date. Information about the Booster Benefit Sum Assured and Death Benefit value that Allianz will provide is stated in the Policy Data. - Maturity Benefit
If the Insured is still alive on the End of Coverage Date(1) The Policy end and Allianz will pay the Maturity Benefit to the Policyholder in the amount stated in the Policy Data.Notes: (1)End of Coverage Date as stated in the Policy Data.
All Insurance Benefits will be paid by Allianz after deducted by other obligations (if any).
Example 1
Example 2
- Entry Age:
- Insured: 18 - 70 years old (nearest birthday).
- Policyholder: 18 years old - no maximum Age (nearest birthday).
- Insurance Period:
Up to Age of the Insured is 100 years old (nearest birthday). - Choices of Premium Payment Period:
- Single Basic Premium.
- Regular Basic Premium for the first 3 years Policy.
- Choices of payment method for Regular Basic Premium:
Monthly, quarterly, semester and yearly.
Notes:- Fixed Premium amount during Premium Payment Period for Regular Basic Premium.
- Increase or decrease of Premium is not allowed according to the Policy.
- Sum Assured for Basic Insurance:
Minimum Sum Assured for Basic Insurance: IDR 3,000,000,000
Notes:- Maximum Sum Assured for Basic Insurance for adult Age Insured with non income earner & housewife: IDR 8.000.000.000
- Sum Assured for Basic Insurance change is not allowed during Insurance Period according to the Policy.
- Currency: IDR.
- Underwriting: Full Underwriting.
- There are exceptions for Insurance Benefit according with effective terms and conditions in the Policy