Personal

Tariff and Charges of Credit Card


Premier Mastercard
HSBC Live+ Credit Card
Visa Signature
Visa Platinum 		Gold Classic

Annual Fee

Primary Card Free of Charge IDR 500,000 IDR 1,000,000 IDR 750,000 IDR 300,000 IDR 150,000
Supplementary Card Free of Charge
(max. 3 cards) 		IDR 200,000
(max. 3 cards) 		IDR 500,000
(max. 3 cards) 		IDR 300,000
(max. 3 cards) 		IDR 130,000
(max. 3 cards) 		IDR 90,000
(max. 3 cards)
Interest Charge
Purchases 1,75% per month 1,75% per month 1,75% per month 1,75% per month 1,75% per month 1,75% per month
Cash Advance 1,75% per month 1,75% per month 1,75% per month 1,75% per month 1,75% per month 1,75% per month
Replacement Card Fee IDR 100,000 IDR 100,000 IDR 100,000 IDR 100,000 IDR 100,000 IDR 100,000
Minimum Payment Minimum Credit Card Payment Limit 5% or minimum IDR 50,000 (whichever is higher) of the total bill, with additional (if any) the amount in arrears or the amount that has exceeded the credit limit Minimum Credit Card Payment Limit 5% or minimum IDR 50,000 (whichever is higher) of the total bill, with additional (if any) the amount in arrears or the amount that has exceeded the credit limit Minimum Credit Card Payment Limit 5% or minimum IDR 50,000 (whichever is higher) of the total bill, with additional (if any) the amount in arrears or the amount that has exceeded the credit limit Minimum Credit Card Payment Limit 5% or minimum IDR 50,000 (whichever is higher) of the total bill, with additional (if any) the amount in arrears or the amount that has exceeded the credit limit Minimum Credit Card Payment Limit 5% or minimum IDR 50,000 (whichever is higher) of the total bill, with additional (if any) the amount in arrears or the amount that has exceeded the credit limit Minimum Credit Card Payment Limit 5% or minimum IDR 50,000 (whichever is higher) of the total bill, with additional (if any) the amount in arrears or the amount that has exceeded the credit limit
ATM Daily
Cash Withdrawal Limit 		You can make a cash advance withdrawal at ATM up to IDR 10,000,000 per day
Bank will define cash withdrawal limit from time to time,
based on the pattern/history of your credit limit usage any Credit Card payment. 		You can make a cash advance withdrawal at ATM up to IDR 10,000,000 per day
Bank will define cash withdrawal limit from time to time,
based on the pattern/history of your credit limit usage any Credit Card payment. 		You can make a cash advance withdrawal at ATM up to IDR 10,000,000 per day
Bank will define cash withdrawal limit from time to time,
based on the pattern/history of your credit limit usage any Credit Card payment. 		You can make a cash advance withdrawal at ATM up to IDR 10,000,000 per day
Bank will define cash withdrawal limit from time to time,
based on the pattern/history of your credit limit usage any Credit Card payment. 		You can make a cash advance withdrawal at ATM up to IDR 10,000,000 per day
Bank will define cash withdrawal limit from time to time,
based on the pattern/history of your credit limit usage any Credit Card payment. 		You can make a cash advance withdrawal at ATM up to IDR 10,000,000 per day
Bank will define cash withdrawal limit from time to time,
based on the pattern/history of your credit limit usage any Credit Card payment.
Cash Advance Limit Bank will define cash advance limit from time to time, based on the pattern/history of your credit limit usage and your credit payment. Bank will define cash advance limit from time to time, based on the pattern/history of your credit limit usage and your credit payment. Bank will define cash advance limit from time to time, based on the pattern/history of your credit limit usage and your credit payment. Bank will define cash advance limit from time to time, based on the pattern/history of your credit limit usage and your credit payment. Bank will define cash advance limit from time to time, based on the pattern/history of your credit limit usage and your credit payment. Bank will define cash advance limit from time to time, based on the pattern/history of your credit limit usage and your credit payment.
Cash Advance Fee 6% of the cash advance amount or minimum IDR 200,000 (which ever is higher) 6% of the cash advance amount or minimum IDR 200,000 (which ever is higher) 6% of the cash advance amount or minimum IDR 200,000 (which ever is higher) 6% of the cash advance amount or minimum IDR 200,000 (which ever is higher) 6% of the cash advance amount or minimum IDR 200,000 (which ever is higher) 6% of the cash advance amount or minimum IDR 200,000 (which ever is higher)
Late Charge 1% from the billed amount or maximum IDR 100,000 (whichever is smaller) 1% from the billed amount or maximum IDR 100,000 (whichever is smaller) 1% from the billed amount or maximum IDR 100,000 (whichever is smaller) 1% from the billed amount or maximum IDR 100,000 (whichever is smaller) 1% from the billed amount or maximum IDR 100,000 (whichever is smaller) 1% from the billed amount or maximum IDR 100,000 (whichever is smaller)
Over Limit Fee

Per Billing Cycle while the Credit Card usage exceeds the Limit assigned by the bank

IDR 200,000 IDR 250,000 IDR 250,000 IDR 250,000 IDR 200,000 IDR 200,000
Currency Conversion Rate International transaction will be converted into Rupiah-currency based on the rate of MasterCard International and HSBC International transaction will be converted into Rupiah currency based on the rate of Visa International and HSBC International transaction will be converted into Rupiah currency based on the rate of Visa International and HSBC International transaction will be converted into Rupiah currency based on the rate of Visa International and HSBC International transaction will be converted into Rupiah currency based on the rate of Visa International or MasterCard International and HSBC International transaction will be converted into Rupiah currency based on the rate of Visa International or MasterCard International and HSBC
Interest on Credit Balance Nil Nil Nil Nil Nil Nil

ATM Charge per Transaction
HSBC Indonesia Free of charge Free of charge Free of charge Free of charge Free of charge Free of charge
HSBC Overseas IDR 15,000 IDR 15,000 IDR 15,000 IDR 15,000 IDR 15,000 IDR 15,000
Plus Network N/A IDR 30,000 IDR 30,000 IDR 30,000 IDR 30,000
(Only for Visa Card)		 IDR 30,000
(Only for Visa Card)
Cirrus Network IDR 30,000 N/A N/A N/A IDR 30,000
(Only for Mastercard)		 IDR 30,000
(Only for Mastercard)

Copy Request Fee

Biling Statement / Month IDR 30,000 per salinan IDR 30,000 per salinan IDR 30,000 per salinan IDR 30,000 per salinan IDR 30,000 per salinan IDR 30,000 per salinan
Sales Draft / Item IDR 25,000 per sales draft IDR 25,000 per sales draft IDR 25,000 per sales draft IDR 25,000 per sales draft IDR 25,000 per sales draft IDR 25,000 per sales draft
Annual Billing Statement IDR 300,000 per period of year IDR 300,000 per period of year IDR 300,000 per period of year IDR 300,000 per period of year IDR 300,000 per period of year IDR 300,000 per period of year

Return Fee
Cheque IDR 25,000 IDR 25,000 IDR 25,000 IDR 25,000 IDR 25,000 IDR 25,000
Standing Instruction IDR 25,000 IDR 25,000 IDR 25,000 IDR 25,000 IDR 25,000 IDR 25,000
Credit Balance Transfer Fee IDR 50,000 per transfer request IDR 50,000 per transfer request IDR 50,000 per transfer request IDR 50,000 per transfer request IDR 50,000 per transfer request IDR 50,000 per transfer request

Paper billing statement fee
Paper Billing Statement/month IDR 30,000 IDR 30,000 IDR 30,000 IDR 30,000 IDR 30,000 IDR 30,000

Notification fee
Notification fee IDR 7,500/month/credit card account IDR 7,500/month/credit card account IDR 7,500/month/credit card account IDR 7,500/month/credit card account IDR 7,500/month/credit card account IDR 7,500/month/credit card account

Stamp Duty Fee on Billing Statement

Stamp Duty Fee (Amount is subject to payment made by Cardholder)
  • Above IDR 5,000,000
  • IDR 5,000,000 or below
  • IDR 10,000
  • IDR 0
  • IDR 10,000
  • IDR 0
  • IDR 10,000
  • IDR 0
  • IDR 10,000
  • IDR 0
  • IDR 10,000
  • IDR 0
  • IDR 10,000
  • IDR 0

Credit Card Payment Fee
Credit Card Payment Fee via 'Payment' menu BCA: IDR 12,500
Mandiri: IDR 12,500
BRI: IDR 12,500
BNI: IDR 12,500
CIMB Niaga: IDR 12,500
Bukopin: IDR 12,500
Permata: IDR 12,500
Maybank: IDR 12,500
Danamon: IDR 12,500
Panin: IDR 12,500
Credit Card Payment Fees via HSBC Teller IDR 35,000 IDR 35,000 IDR 35,000 IDR 35,000 IDR 35,000 IDR 35,000

PT Bank HSBC Indonesia is registered and supervised by Financial Services Authority (OJK), Bank Indonesia (BI)
and also a participant of Indonesia Deposit Insurance Corporation (LPS) guarantee program